Recent Posts by Charlie Schein

Spring, Has Sprung! I Bet You’re Thinking About a Swimming Pool…

Many thanks to my good friend, Mike Loguercio of Stone River Insurance Solutions. He has become an accomplished columnist for The Insurance Advocate, an industry trade magazine and with his permission, I am passing along some of his thoughts on pools, trampolines and basketball hoops. "Attractive Nuisance Liability” This term applies to having a swimming pool,…
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If you have a home based business, protect yourself

There are a BOATLOAD of home based businesses out there. Do you have one? If you make over $2000 a year with it, then yeah, you have a home based business. Why Am I Exposed With a Home-based Business? Most Home-based Business owners make the disastrous mistake of assuming that there Homeowners Insurance will cover…
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AM I COVERED?

Happy Good Friday! I was chatting with one of my clients and he asked a question I hear often enough to post it on my blog... "If I let someone else drive my car, how am I covered if they have an accident? And I drive someone else's car am I covered for that too?"…
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Talking about covering your small business

I borrowed the following from my "tweep" Ryan Hanley (agent in NY) who in turn had borrowed from teachsoap.com. Very good tips for the small business owner either just starting out or reviewing their current coverage. Homeowners policies don’t (in general) cover your business. Some policies may cover up to $2,500 in business property but…
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